Tuesday, November 19, 2013
Going to College
The big lure, the big dream is to go to college and get a degree. That is supposed to guarantee you a far larger income for life, and better jobs and job environments. Colleges are happy to foster this dream, and so is the government. Together, they have come up with student loans on the one hand, and massive tuitions on the other.
Of all the students that begin college, fully half drop out after the first year, and go home, with a student loan debt of about $25,000 to $50,000, depending on the quality of the school and its tuition and other costs. This is a family debt, and if the student is irresponsible, the debt becomes a burden on the parents. Half of the remainder drop out the second year, and they are saddled with $50, 000 to $100,000 of student loan debt and no degree. Young women looking for an acceptable mate and not a degree will have paid a steep price for their excursion into academia, whether they succeed or fail.
Those that stay the course for a full four years will leave with a piece of paper that says they graduated, and another piece of paper that says, you owe the lender $100,000 to $200,000. If you don't have wealthy parents, this is your start in life, indebted for say 20 years at lot more than $5,000 or $10,000 a year payments depending on the interest charged. For many people this simply doesn't make sense, especially if their degree isn't one of the perennial favorites that companies will offer excellent beginning salaries, such as engineers and scientists.
Then, too, to demand really big incomes you must obtain an advanced degree, such as an MBA, a PhD, or an MD, which can cost you yet another $100,000 to $200,000! Very few people stay these courses for a variety of reasons, among them: the cost, the lack of adequate grades, or marriage and its strains on finances.
How would you like to steam out of college with nearly $400,000 in debt?
The big lure, the big dream is to go to college and get a degree. That is supposed to guarantee you a far larger income for life, and better jobs and job environments. Colleges are happy to foster this dream, and so is the government. Together, they have come up with student loans on the one hand, and massive tuitions on the other.
Of all the students that begin college, fully half drop out after the first year, and go home, with a student loan debt of about $25,000 to $50,000, depending on the quality of the school and its tuition and other costs. This is a family debt, and if the student is irresponsible, the debt becomes a burden on the parents. Half of the remainder drop out the second year, and they are saddled with $50, 000 to $100,000 of student loan debt and no degree. Young women looking for an acceptable mate and not a degree will have paid a steep price for their excursion into academia, whether they succeed or fail.
Those that stay the course for a full four years will leave with a piece of paper that says they graduated, and another piece of paper that says, you owe the lender $100,000 to $200,000. If you don't have wealthy parents, this is your start in life, indebted for say 20 years at lot more than $5,000 or $10,000 a year payments depending on the interest charged. For many people this simply doesn't make sense, especially if their degree isn't one of the perennial favorites that companies will offer excellent beginning salaries, such as engineers and scientists.
Then, too, to demand really big incomes you must obtain an advanced degree, such as an MBA, a PhD, or an MD, which can cost you yet another $100,000 to $200,000! Very few people stay these courses for a variety of reasons, among them: the cost, the lack of adequate grades, or marriage and its strains on finances.
How would you like to steam out of college with nearly $400,000 in debt?
Monday, November 18, 2013
Tattoos are an Anathema
For those of us that are still in our right minds, it is totally devastating to see perfectly georgous women tatting themselves up in ever more daring and private places. We now have tracks and proof of some oily man all over the girl, and the mere fact that she let him tat her most likely means she has unseen tracks as well from lots and lots of other men. If you want your woman to be relatively pure (of course, it is too much to ask for virginity!), then stay away from the tattooed lady, even in the circus!
For those of us that are still in our right minds, it is totally devastating to see perfectly georgous women tatting themselves up in ever more daring and private places. We now have tracks and proof of some oily man all over the girl, and the mere fact that she let him tat her most likely means she has unseen tracks as well from lots and lots of other men. If you want your woman to be relatively pure (of course, it is too much to ask for virginity!), then stay away from the tattooed lady, even in the circus!
Sunday, November 17, 2013
Wandering Through the World
For a long time, the impression I have gleaned from all sorts of people and places is that I am simply wandering--wandering through the world, sans purpose, sans faith, sans hope and sans charity. I carefully keep my values in good condition: prudence, temperance, justice, and fortitude, but even as I do, charity slips into obscurity, and along with it, hope. Faith I do keep too, so I was in error to say that I was sans faith, although my faith is sorely tested these days.
The lasting and confusing decline of my partner of over 57 years continues unabated, and it tests me deeply to be her caregiver. I seem to have become short-tempered and willing to pull the trigger far more often than earlier---sometimes too fast! When you do that, you lose most of the time. But, there is a sunny side to the situation too, where beauty, kindness, tenderness, passion and radient love still comes through to gladen my days, and makes my serendipitous wandering of greater importance, because there is a rainbow to be found at the end of almost every day!
For a long time, the impression I have gleaned from all sorts of people and places is that I am simply wandering--wandering through the world, sans purpose, sans faith, sans hope and sans charity. I carefully keep my values in good condition: prudence, temperance, justice, and fortitude, but even as I do, charity slips into obscurity, and along with it, hope. Faith I do keep too, so I was in error to say that I was sans faith, although my faith is sorely tested these days.
The lasting and confusing decline of my partner of over 57 years continues unabated, and it tests me deeply to be her caregiver. I seem to have become short-tempered and willing to pull the trigger far more often than earlier---sometimes too fast! When you do that, you lose most of the time. But, there is a sunny side to the situation too, where beauty, kindness, tenderness, passion and radient love still comes through to gladen my days, and makes my serendipitous wandering of greater importance, because there is a rainbow to be found at the end of almost every day!
